Assets we accept
Testimonials
| “ | Your transparent valuation methodology gave me the confidence and assurance I needed to secure the funds I required. Thank you for your discreet and transparent nature in which you effected our transaction. | ” |
| – Mothusi Monageng | ||
Get a loan against your assets with Lamna
Do you want to increase your liquidity with a discreet, short term loan against assets? Lamna can help you. Our consultants assist high net-worth individuals in obtaining short term loans against their valuables, including luxury motor vehicles, fine art and jewellery.
Our experienced team of financial advisors, chartered accountants, lawyers and trained appraisers will process your short term loan promptly and with discretion. We’re fully compliant with the National Credit Act, and focused on providing you with cost-effective financing solutions and excellent service.
To secure a loan against your assets, contact one of our consultants now.
Refer a friend
Do you have friends that could use Lamna? Refer your friends and get P1,000 per friend that gets a loan.
Listen to Lamna’s CEO on 702's Bruce Whitfield show
APR & Loan period
Fixed rates range from 36% to 60% APR and payment options range from minimum 3 to maximum 24 months.
Collection
All payments are made via EFT or direct deposits into Lamna’s bank account. There are no debit orders.
Renewals
Loans are not renewed automatically. Loans are renewed by agreement on the same terms as the original loan.
Non-payment
Non-payment will result in the ownership of the borrower’s pledged asset being transferred to the lender with no further impact on the borrower (including fees and credit bureaux).
Illustrative example
Client borrows P10,000 for 90 days.
| Loan Amount | Repayment Terms | Monthly Repayment | Total Repayment | Initiation Fee | Monthly Fee (Interest + Service charge) | APR |
|---|---|---|---|---|---|---|
| P10,000 | 3 months | P560 | P12,370 | P1,000 | P560 | 60% |