loan against artworks and antiquesLoans Against Artwork and Antiques

If you have a valuable artwork or antique, you can use it as security to obtain a short term loan – easily, quickly and discreetly.

Simply contact us and forward us a picture of the artwork or antique, along with as much information about the piece as you can give us. An expert will value the item, and this will determine the value of the loan we can offer. We’ll then make an initial offer on the phone.

If you choose to accept the offer, we’ll meet at our offices, inspect the item and, if all is in order, finalise the agreement. Then we’ll transfer the funds to you immediately, while you’re still in the office.

Documents you’ll need:

  • proof of ownership of the item (preferably an invoice)
  • your ID
  • proof of address

There’s no complex paperwork, no credit committee and no need for proof of income to obtain loans against artwork or antiques. The process is fast, straightforward and extremely discreet.

We ensure that all artwork and antiques in our care are stored in a completely secure location. Once you’ve paid back the agreed loan and monthly interest (which is charged in line with National Credit Act guidelines), the items will be safely returned to you.

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APR & Loan period

Fixed rates range from 36% to 60% APR and payment options range from minimum 3 to maximum 24 months.


All payments are made via EFT or direct deposits into Lamna’s bank account. There are no debit orders.  


Loans are not renewed automatically. Loans are renewed by agreement on the same terms as the original loan.


Non-payment will result in the ownership of the borrower’s pledged asset being transferred to the lender with no further impact on the borrower (including fees and credit bureaux).

Illustrative example

Client borrows P10,000 for 90 days.

Loan Amount Repayment Terms Monthly Repayment Total Repayment Initiation Fee Monthly Fee (Interest + Service charge) APR
P10,000 3 months P560 P12,370 P1,000 P560 60%