Online Loans with Instant Approval in Gaborone

If you need a fast, discreet loan, Lamna Botswana can help. We offer asset-based online loans with instant approval in Gaborone.

Assets you can use to get online loans with instant approval

Any item with intrinsic resale value can be considered as viable collateral against a loan.

Boats, cars, trucks, motorbikes, luxury watches, artworks and antiques are among high-end valuables that can be used to secure short-term online loans. An asset must be debt-free and owned by the person applying for the loan.

The make, model, condition, age and provenance of an asset determine the amount of available funding.

How to get a loan with instant approval

Applying for a loan with instant approval in Gaborone is quick, easy and convenient. All you have to do is complete an online application form.

A consultant will contact you with an initial offer of a loan, based on the details submitted online. If the estimated loan meets your requirements, you bring the item to our Gaborone branch for a physical appraisal. At that point, a firm offer is made.

The asset is handed over until the borrowed funds and the accrued interest are re-paid in full.

A legally binding contract is drawn up, clearly outlining the terms of the agreement. After the contract is signed, the funds are electronically transferred into your bank account.

Advantages over bank loans

Personal asset-based loans are flexible alternatives to bank loans. Advantages include:

• no credit checks
• 24-hour turnaround time
• defaulters aren’t reported to credit agencies
• automatic approval regardless of job status.

Advantages over informal and pay-day loans in Gaborone

Getting pay-day loans, or informal loans advertised on social media platforms, may seem like a solution but they’re fraught with danger. Online loans backed by assets, on the other hand, are:

• low risk
• affordable
• transparent
• don’t compromise your bank account.

A few reasons to choose Lamna Botswana

Lamna Botswana is a division of a registered financial services provider in South Africa. We offer competitively priced short-term loans and flexible repayment terms.

We pride ourselves on adhering to transparent and ethical business practices. In the five years Lamna has been operating in Botswana, we have built a reputation as a trusted loan provider.

Applications are processed and assets appraised at a centrally located branch in Gaborone.

For more information about using an asset to get online loans with instant approval in Gaborone, contact us on 71 388 088 or simply complete and submit our online application form.